Insurance Insights

Many small businesses these days are looking for ways to improve their revenues and better position themselves for growth in the near future, and it seems that the vast majority of owners who feel this need will do so by increasing their attention to customer service.

For years, Black Friday stood alone in the post-Thanksgiving surge of gift purchases until it was joined by Cyber Monday and Small Business Saturday, but still dominates the proceedings for shoppers looking to score the best deals on the hottest holiday items.

Black Friday will be upon us in mere days, and though it’s followed the very next day by Small Business Saturday, the former event is the focus of many consumers’ at this time.

These days, the job market is becoming a little easier for workers all over the country as the economy continues to improve and small businesses in particular step up their hiring efforts

Whether it’s a residential or commercial kitchen, kitchen accessories and supplies store sell everything a customer might need to stock their kitchen. This includes linens like aprons, dish towels and oven mitts, glassware, pot holders, pots and pans, glass and aluminum bake ware, flatware, bar glasses and accessories, utensils, fancy silverware, dinnerware including plates and bowls, and occasionally appliances like microwaves, electric can openers, and toasters. Keep in mind; if you are operating a kitchen accessories store, you are at risk for liabilities like customers suffering an injury from a product or crimes such as shoplifting, among others. Protect your business from such risks with kitchen accessories and supplies store business insurance.

Lighting fixture and lamp stores carry a multitude items, including floor lamps, desk lamps, table lamps, work lamps, different types of light bulbs, chandeliers, and other lighting fixtures. Many lighting fixture supply stores also have repair services and installation services. This type of business has a number of risks, including theft, vandalism, business property and general liability, among others. Protect your business with lighting fixture and lamp store insurance.

A lot of attention has been paid in the past few weeks to the ways in which consumers have been affected by the widespread cancelations of their existing health insurance policies as a result of minimum standards put into place by the Patient Protection and Affordable Care Act.

There has been talk for some time now in the halls of Congress about the possibility of raising the federal minimum wage, but that change might have small business owners in particular a little bit nervous about the impact that such a decision would have on their bottom lines.

Today, the vast majority of Americans are employed by small businesses in their areas, but it seems that most of them aren’t doing enough to take advantage of all the perks of their jobs.

With the holiday shopping season nearly here, many small business owners are making the final preparations for the rush.