Insurance Insights

Restaurant supplies and fixtures store carry everything a restaurant owner needs to furnish his restaurant. This includes various types of lighting fixtures, plumbing fixtures, refrigerators, dishes, furniture, cleaning supplies, linens, décor accessories, food warmers and many other smaller items. It is common for these businesses to provide rental and repair services, which increases the risk of various liabilities. Other common risks include shoplifting, theft, and property damage. Protect your risks with adequate business insurance policies.

While more than a billion people worldwide are now using Facebook, the number of small businesses on the site has grown far more slowly.

Small business owners across the country know that their enterprises run best when everyone is on the same page and things are clicking on all cylinders.

Confusion over the implementation of the Patient Protection and Affordable Care Act – popularly known as Obamacare – is certainly common these days, but any such issues experienced by small business owners may be even more impactful than that of others who might want to buy their own health insurance coverage.

With the economy on the mend and many small businesses today doing better than they were even at this time last year, the holiday gift-giving season is starting to extend more to companies of this size.

Greeting card stores not only sell nearly every type of greeting card imaginable, but a number of different gifts as well. This includes cards for birthdays, graduations and other holidays, stationery, envelopes, thank you cards, gift wrap, jewelry, key chains, stuffed animals, flowers, and much more. The risks inherent in operating a greeting card store range from crimes like theft and shoplifting, to everyday business risks such as injuries occurring in the store, or damage being done to the property. Protect these risks with greeting card store insurance.

One of the biggest expenses that many small businesses that do a large amount of their work on computers – as opposed to manufacturers or retailers, for example – may run into is the high cost of software licenses.

Small businesses typically don’t have the resources to track down a large number of highly-qualified candidates for any job opening they may have, and as such, are now reporting more difficulty in competing with larger companies for those workers.

Linen and bedding stores are a specific type of housewares stores selling all types of bedding. This includes sheets, pillow cases, shams, comforters and duvet covers. You might also sell other housewares for the bedroom or bathroom, like area rugs, towels, throw pillows, bed pillows, sheets, window coverings, home decor and accessories. Due to your types of products, property damage from unexpected events is a significant risk, along with general liabilities and shoplifting risks. Choose linen and bedding store insurance for adequate protection.

Operating a company – and particularly a small business – is never an easy thing to do, and the pressure and stress that comes with doing so can often get to small business owners.