Insurance Insights

Wildfires are a part of nature. In fact, they are crucial of most ecosystems. However, when wildfires infringe on humans, they can be very destructive. In 2002, a series of devastating forest fires led Congress to pass the Healthy Forests Restoration Act (HFRA), which was passed in 2003. One of the primary goals of this act was to provide financial assistance and guidance toward better forest management.

The National Insurance Crime Bureau (NICB) released a report on United States motorcycle thefts for the year 2015. A total of 45,555 stolen motorcycles was reported in 2015. This is compared 2014, where there were 42,856 reported stolen, and represents a six percent increase.

When going out on your voyage, there are many facts that you need to remember precisely and convey to others to prepare for an emergency situation. You don’t want to rely on a friend, family member, neighbor, or someone else to remember your detailed information if the time comes where they need to send out rescue personnel to find you. Having a float plan prepared in advance with all your detailed information can make a huge difference in the outcome of such a situation.

During the holidays especially, many people enjoy burning candles to add a festive touch. But people burn candles all the time, not just during the holiday season. They are pretty, smell good, and give off an ambiance that really sets the mood.

As a college student, your possessions are probably the furthest thing from your mind. In fact, it may seem like the only thing you own are your school books, cell phone, and your collection of novelty t-shirts.

Many people are shocked at all the details that need to be dealt with in the aftermath of a disaster or covered event that happens to their home. Whether it’s a fire, tornado, or some other covered event that makes your home unlivable for a certain amount of time, you may discover that additional living expense coverage is your best friend.

If you are concerned with the risks of having a burglar break into your home, you might want to read on. In the United States, there are around four burglaries that happen every minute. That equates to one burglary every 15 seconds. Between the years 2003 through 2007 alone, there are an average of 3.7 million home break ins every year which totals to around 18.5 million total burglaries over that 5 year span. Also, 85 percent of police officials who were surveyed believed that by having a home security system installed actually deterred thieves from trying to break in. If you have been wondering if you should get a home security system yourself for you home, keep these facts below in mind.

Sewer backups can wreak havoc on your home and cost you thousands of dollars in repairs for damaged walls, floors, electrical systems, and furniture. It’s definitely no fun to experience a sewer backup, but unfortunately, it can happen to anyone, including you. Below are some common causes of sewer backups.

Do you store valuables in your garage, perhaps things like lawn equipment, cars, and tools? If you store these types of valuable belongings in your garage, you increase your risk of being targeted for a burglary. Even if you have a security system for your home, chances are you don’t give much thought to your garage, particularly if it doesn’t lead directly into your home. However, intruders target garages as well, so why not give yours some added protection. Here are some ways to do that.

On April 5, 2016, the Department of Transportation’s (DOT) National Highway Traffic Safety Administration (NHTSA), together with several other traffic safety boards and office, kicked off Distracted Driver Awareness Month, in an effort to raise awareness of the dangers of distracted driving.