Insurance Insights

At first glance, mobile homes, modular homes, and manufactured homes might look similar; however, there are various obvious and subtle differences to them both inside and out. To ensure you are getting the most for your money when it comes time to get that mobile home insurance quote, it’s important that you understand these differences between all three.

The National Sleep Foundation’s 2005 Sleep in America Poll found that an alarming 60% of adult drivers admitted that they have driven while feeling drowsy. Even more alarming, 37% of those polled said that they have fallen asleep while behind the wheel.

Back in the day, seat belts were never a requirement in vehicles. They are now. This goes for air bags too. Now, the automatic emergency braking (AEB) safety feature will become a standard feature as more car manufacturers jump on board.

If you have ever gone into the DMV to get your car registered or tried to get auto insurance, you know that the vehicle’s VIN is always requested. This stands for vehicle identification number and is often needed as a way to further identify your vehicle.

Technology is helping drivers with apps that utilize GPS and loads of other types of advanced technology. There are also other apps that do much more than give you driving directions and maps. Here are some driver-friendly apps to get to know.

There are plenty of hazards when driving out on the road, including traffic, rain, construction zones, and auto accidents. Although accidents are stressful for anyone no matter what they are driving, it is especially so for the RV owner since your RV is not just your vehicle, but also your temporary home while on the road.

Nighttime driving can be a challenge. Whether you are tired or not, your visual abilities may become impaired if you have spent a few hours on the road at night. Brake lights from semi-trucks can get blurry. Oncoming cars can be blinding. Worse, drunk drivers could be on the road making it even more risky.

Mobile homes, like any other homes, need adequate insurance coverage. While today’s mobile homes are built to higher standards than ever before, there are still different levels of risk related to mobile home ownership compared to homes that are built on concrete foundations. This means your insurance coverage needs will be different – to some degree. Below are a few things that mobile home insurance covers.

No-one likes to think about it, however a house fire is a tragic event that can happen to anyone at any time. For this reason, it is imperative to take steps to ensure both your family and your most important documents and possessions are kept safe at all times.