Insurance Insights

In recent years, many states have started to make greater efforts to facilitate small business success, and that has helped many companies gain a little more traction in their local markets. Now, a new effort is being undertaken in Florida for these same reasons.

Across the country, insurance agents may have to deal with many different types of claims every day, but when a major event happens, that could lead to their fielding many calls and answering some hard questions. A recent set of earthquakes in the Dallas area seems to have sparked just such a wave of calls from homeowners, who want to know if they’re covered for any damage the tremor caused. However, agents will typically find that such damage is not covered for these homeowners, and will need to explain to them both why this is the case and what they can do to better protect themselves going forward.

Over the past several years, many small businesses across the country have tried to obtain financing from a lender but found the process to be difficult and frustrating. Conditions are loosening in this regard these days, but the question is just how much demand there is for that type of credit among independent companies.

As regulations, consumer awareness, and oversight increases globally, so does the need for businesses, large and small, to invest in product recall insurance. While there are certainly tips to help avoid a product recall, any business that manufactures, sells, or delivers products or component parts in today’s consumer marketplace is vulnerable to the financial fallout from product recalls – on multiple fronts. The right product recall insurance can help insulate your business from many of those potential consequences.

Over the past few years, many small business owners have been given plenty of reason to be optimistic about their future potential for improvement. However, one of the big issues that many entrepreneurs still say serves as a bit of a stumbling block for them is the amount of money they have to pay in taxes every year, but a few states are now moving to address this issue.

The winter is a wonderful time to spend with others, but as a business owner, it can mean the potential for winter-related hazards. If your employees drive fleet vehicles during the winter, for example, you certainly want them and your vehicles to be safe on the icy roads. Here are some important driving tips you and your employees should follow during the winter.

The economic recovery of the last few years has slowly but surely trickled down to millions of small businesses across the country, and many polls now show that owners are growing increasingly optimistic. However, that’s not to say they universally see things as generally positive, even over the entirety of the coming year.

Employers in the U.S. are required to carry workers’ compensation insurance coverage on behalf of their employees, with very few exceptions. The specific rules and regulations regarding the scale and scope of insurance carried varies by state as do the rules for employers filing workers’ compensation claims. These steps, though, are fairly consistent across the board. Don’t forget to check with your business insurance provider, though, for the specific requirements and claims processes in your state.

Over the last few years, the improving economy has put many companies in a better position when it comes to being able to find success in their local areas. However, many owners have continued to cite government red tape, taxes, and fees as potential stumbling blocks on the way to growth. With this in mind, the city of Baltimore is now trying to help entrepreneurs by removing some of these problems from their path.

Across the country, just about every city and town has at least some small business sector of its own, and now many are starting to take the initiative to encourage further growth and success of such companies. This list now includes the city of Nashville, which is about to do more to help companies drive employment numbers in the new year.