Insurance Insights

Many people define “distracted driving” in a limited way. They think texting while driving is the only real behavior that distracts them while behind the wheel. This is understandable since texting requires manual, cognitive, and visual attention and that’s the same attention that safe driving requires.

Last year in the United States, every 45 seconds, there was a stolen vehicle reported. Out of these thefts, one out of eight was because the driver left their FOB or keys inside their vehicle.

Home improvement projects can be exciting activities as you’re picking out the paint colors, fixtures, or designing that new floor plan. However, part of your preparations for many projects starts with speaking with your independent insurance agent and letting them know about the project.

People place cars in storage for many reasons. Some people live in large cities where keeping a car close by costs more than storing them until they are necessary. Some people purchase antique car bodies hoping to restore and repair the car. Still others are seeking to reduce carbon footprints by storing their cars unless there is a strong need to drive somewhere outside the city for a family emergency or some other crisis.

The first initial hours, or possibly even days after a data breach is identified are filled with all kinds of activity to simply get through the data breach event. These moments are vital to protect your business, your customers, your employees, and your reputation. However, once the dust of the initial event begins to settle, there is still much left to do.

If you employ commercial vehicle drivers that have to drive on the icy and snowy roads in the wintertime, you know the dangers of sending them off without preparing them first. It takes seconds for a vehicle’s tires to lose traction and have your drivers spinning the tires of the vehicle looking for grip. Worse, they could spin totally out of control and either get stuck, end up in a ditch or get injured.

As children hit the streets to trick-or-treat on Halloween night, their chances of a motorist injuring them increases greatly. In fact, Halloween is one of the top three days for pedestrian injuries or deaths, according to the NHTSA. And, since the trick-or-treaters are going to be excited, they’ll likely forget about safety. Therefore, it’s up to parents and motorists to be more alert and practice safety.

Over the last few years, many small business owners across the country have likely made note of the headlines involving major data breaches for big-name companies that exposed sensitive information for millions of people worldwide. And while they think this is something that can’t happen to them, the truth of the matter is that it’s actually smaller companies that are impacted most often.

For every 100,000 registered motorcycles, 55.5 occupant deaths occur, according to the Insurance Information Institute.This is startling statistic when compared to 14.4 occupant deaths for every 100,000 registered passenger vehicles.

Though it’s only mid-October, the window in which small business owners can start to prepare their companies for a potential surge in activity during the holidays is already closing fairly quickly.