Insurance Insights

More landlords today are having their renters buy renters insurance while they’re a tenant. There are many benefits for both the landlord and you to have your own renters insurance. Not to mention, renters insurance isn’t expensive.

Distracted driving can occur at any time and for a wide range of reasons, though there seem to be some common elements in what distracts drivers. If you run a business where employees are driving your fleet vehicles, you need to protect the drivers and your vehicles by preventing distractions.

If you’re like most people, saving money on your heating bills is something you strive to do. However, there are safe ways to do it. It’s essential that you practice safety when you’re heating your home this coming winter season since home heating fires and other safety hazards are quite common.

It’s often only when you have a problem with your piping system that you appreciate just how important the water in your home is to you, and your family. You use your water for so many activities, such as drinking, washing clothing and dishes, brushing your teeth, bathing, and showering, as part of your sewage system, and for watering your garden.

Occasionally, when you are in the market to buy a used car, the middleman car buyer will hide the flood-damage history of the car intentionally. This is referred to as ‘title washing’. Once the flood water has receded from the car, it can leave it damaged which eventually causes problems for you down the road after you purchase the car.

If you are in the market for a new vehicle and want to maximize value, according to car-buying experts, purchasing your new car at a certain time of day, month or year can help you save money. Timing your new car purchase can be worth the effort. Below are the best and worst times to purchase a new car.

When you’re driving yourself or with your family or friends in your car, you naturally want it to be as safe as possible. You know that you’re a good driver who doesn’t take risks on the road, and your car is mechanically sound. However, there’s more to driving safety than that.

We all know that texting while you drive is dangerous, but that is not the only smartphone activity that is now risking people’s lives on the road. Taking selfies or videos while driving is now becoming more common and is increasingly distracting drivers.

It’s getting to that time of year where we all love to get into the great outdoors and enjoy a BBQ. Those long summer days are filled with fun and the opportunity to spend quality time with friends and loved ones. However, it is important that fire safety is not overlooked when you’re cooking outdoors.

Like many people, you probably only think of reviewing your insurance policy when your renewal notice shows up or if you have to make a claim. However, there are numerous common changes that will require you to give your insurance professional or insurance company a call.