Insurance Insights

You have to mow your lawn every weekend during the summer. It’s something we all have to do. But, running a lawn mower requires careful preparation and consideration of safety issues. Each year, there are over 60,000 injuries treated in the emergency rooms due to unsafe power lawn mower operation, according to the US Consumer Product Safety Commission. In order to operate your lawn mower safely, you need to understand the safety procedures.

Anything can interrupt your travel plans. You can run into some bad weather. Your car can break down. It is always an unpleasant experience, if it happens and you’re not prepared, it can be a lot worse. You can alleviate some of the stress and hassle by having a roadside emergency kit. Some of the things you should have packed in your kit are listed below.

When Fourth of July rolls around, it is time for swimming in the pool or ocean, grilling with family, and watching the fireworks. Perhaps you want to get some fireworks and sparklers of your own, or are not sure about the safety of your grilling methods. These tips will help you remain safe during this fun holiday.

You’ve always dreamed of owning a boat; setting sail on the open water, feeling the breeze blow through your hair, and smelling that fresh salt water.

It’s really a no-brainer whether you choose motorcycle gear that is stylish or that will let you walk away from an accident. Sure, safety gear can’t always prevent a crash, but it can definitely protect you from serious injuries if something does happen. This is only if you make smart choices when buying protective gear. Let this list of motorcycle gear for safety be your guide.

When there is a fire in your home, you will usually rely on early warning from your smoke detector, but after calling the fire department, how do you handle it? Some smaller fires can be put out on your own with the help of a fire extinguisher. This can help to prevent calling the fire department and reduce how much damage is incurred inside your home.

Vacation homes have a few specific needs that most homes don’t have when it comes to insurance coverage. Because they sit empty for long periods of time, many insurance companies offer limited coverage on these homes. Failing to get the right coverage could find you having a few regrets if there is ever a situation in which you need to file a claim. These are some of the limitations you might experience with your vacation home.

Since all-terrain vehicles are often driven at high speeds and over rough terrain, there is a high risk for accidents. However, that doesn’t mean you shouldn’t do what you can to try to reduce these accidents. The following tips help to keep you safe by practicing common sense and avoiding ATV accidents as much as possible.

A tired driver is a dangerous driver. Driving while you are drowsy decreases your awareness, slows your reaction time, increases aggressiveness, and impairs your judgment. You might have heard the warnings about driving while under the influence of drugs and alcohol. Drowsy driving can impair your driving ability, just like driving drunk, and cause you to make mistakes that could injure or kill your passengers, you, or other motorists.

When you have an older home, you might like the authentic look of your vintage garage door. Unfortunately, having an older garage door can also put your home and safety at risk. It is still possible to have that vintage look, but with a modern door. Consider these dangers of having an old garage door when deciding if you should keep it or upgrade.